PERSONAL(third party) SURETY IS SPOILING LOANEE IF UNSUCCESSFUL IN REPAYMENT. ONLY BANK SURETY IS MORAL-LEGAL.

Consistency is accounting(legal binding) of one's words.
Inconsistency appears as accounting of one's words but not be so.
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Fearless person(ex:rowdie) makes fear in immature democratic society.
Fearful person(ex:indian police) makes fear in mature democratic society.
I am fearful fearless person.
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INDIA MEANS SOCIAL.
Imperial force may have enemity with reactionary force and antispiritual force but not with social sense.